Line of Credit Payment Analyzer Disclosure

Merrill Lynch Business Financial Tools:

The Merrill Lynch Business Financial tools allows the user to model "what if" scenarios. Results shown are illustrative and based on the information provided by the user. There is no guaranty or warranty of any type that the results shown will be achieved.

Merrill Lynch makes no recommendation to the user with respect to implementing any course of action suggested by any business financial tool at the Merrill Lynch Business Center Web site and in no event shall Merrill Lynch or its affiliates be liable to you or anyone else for any damages arising from any decision made or action taken by you in reliance on such business financial tool or its contents.